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Comprehensive health insurance

Basic protection for self-employed and employees

THE MOST IMPORTANT THINGS IN BRIEF
  • Affordable entry into private health insurance
  • Free choice of doctor/specialist treatment in the outpatient sector
  • Even doctors without health insurance approval

Contact Us

For all those who want a cost-effective entry into private health insurance

If you're looking for private health insurance without breaking the bank, then choose our affordable yet comprehensive basic coverage plan, GesundSmart .

e.g. monthly €327.40 (Man / Woman, 30 years old in the GesundSmart tariff, including 10% statutory contribution surcharge)

Advantages

Benefits in the GesundPro and GesundProP tariffs

The GesundPro and GesundProP tariffs offer you maximum comfort protection: at the doctor, in the hospital and at the dentist.

In the event of illness, we are there for you and support you with our medical expertise, for example, through our comprehensive health services . And we support your preventive care needs with our flat-rate preventive care allowances of up to €300 , even if you are exempt from benefits .

We guarantee the following services. Please note the agreed deductible.

Doctor's area

Medical services
100% for free choice of doctor/specialist treatment (including doctors without health insurance approval)
Drug
100% for free choice of medicine (no generic requirement)
Aids
100% when purchased through Generali Aids Management, otherwise 80%
Remedies
80%, according to the price/performance list for medicinal products
Preventive examinations
100% for examinations according to legally introduced programs without age or interval restrictions as well as for additional preventive services
Visual aids
up to 100 € in 2 calendar years
Psychotherapy
80% for up to 50 sessions per calendar year
Alternative practitioner
80% for up to €500 in 2 calendar years
Fee schedule for doctors (GOÄ)
up to maximum rate

Hospital area

General hospital services
100% with free choice of hospital (public and private hospitals)
Accommodation
shared room
Transport to/from hospital
up to 100 km or to the nearest suitable hospital
Fee schedule for doctors (GOÄ)
up to maximum rate

Dental area

Dental treatment & dental prophylaxis
100% also for high-quality care, dental prophylaxis including professional teeth cleaning
Dentures, crowns, inlays
70% taking into account the dental scale including high-quality treatments, e.g. implants
Orthodontics
70% taking into account the dental scale (start of treatment up to age 19 or in case of accident)
Limitation of benefits for dentures, crowns, inlays and orthodontics (dental scale)
1,000/2,000/3,000/4,000/5,000 € in the first 1/2/3/4/5 calendar years, thereafter 5,000 € per calendar year; the dental scale does not apply in the event of an accident
Fee schedule for dentists (GOZ)
up to maximum rate

Additional services

Medical repatriation from abroad
Additional costs for return transport from abroad for stays of up to 3 months, including return travel for minor children, up to €5,000 per insured event

Looking for more info ?

For any enquiries, please schedule a meeting with us using the button below

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