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Why Plan for Retirement Now?

Because the statutory pension alone is often no longer sufficient. Many people who are still approaching retirement worry about being poor in old age. Therefore, it's important to plan for retirement early.

The statutory pension alone is often no longer sufficient for a comfortable retirement

Many people approaching retirement worry about being poor in old age

Early planning ensures better financial security during retirement years

Tax advantages make private pension plans highly attractive

Asset protection safeguards your retirement savings


The 3-Pillar Pension System

1st Pillar - Statutory Pension

The foundation of retirement security in Germany, providing basic income for all workers.

Key Features:
  • Mandatory for employees
  • Pay-as-you-go system
  • Basic retirement income
  • Disability and survivor benefits

2nd Pillar - Company Pension

Employer-sponsored retirement plans that supplement statutory pension benefits.

Key Features:
  • Employer contributions
  • Tax advantages
  • Additional retirement income
  • Flexible contribution options

3rd Pillar - Private Pension

Individual retirement savings plans with significant tax benefits and flexibility.

Key Features:
  • Tax-deductible contributions
  • Asset protection
  • Flexible contribution amounts
  • Guaranteed income stream

The State Supports Your Retirement Provision

Tax Advantages
  • 100% of retirement contributions deductible since 2023
  • Maximum contribution limits for tax benefits
  • Reduced taxable income
Government Support
  • Riester bonuses for eligible individuals
  • Employer contributions to company pensions
  • Asset protection for retirement savings

Ready to Start Your Retirement Planning?

Explore our comprehensive pension solutions and find the perfect plan for your financial future.

Looking for more info ?

For any enquiries, please schedule a meeting with us using the button below