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Home Contents Insurance

Home Contents Insurance - Protect Your Personal Belongings

Safeguard your personal belongings and household contents against damage, theft, and other risks. Our comprehensive home contents insurance provides peace of mind for your valuable possessions.

THE MOST IMPORTANT THINGS IN BRIEF
  • 🏠 Household contents protection
  • 💰 Replacement value coverage
  • 🛡 Theft and damage protection
  • 🌍 Worldwide coverage
  • ⚡ Quick claims processing

Home Contents Insurance - Protect Your Personal Belongings

Safeguard your personal belongings and household contents against damage, theft, and other risks. Our comprehensive home contents insurance provides peace of mind for your valuable possessions.

What Items Are Covered?

Furniture and Appliances

Protection for household furniture and electrical appliances

Electronics and Technology

Coverage for computers, phones, and electronic devices

Clothing and Personal Items

Protection for personal belongings and clothing

Jewelry and Valuables

Coverage for valuable items and jewelry

Sports Equipment

Protection for sports and recreational equipment

Books and Collections

Coverage for books, art, and collections

Risks Covered

Theft and Burglary

Protection against theft and break-ins

Fire and Explosion

Coverage for fire-related damages

Water Damage

Protection against water damage and flooding

Natural Disasters

Coverage for storm, hail, and natural events

Vandalism

Protection against malicious damage

Accidental Damage

Coverage for accidental breakage and damage

Policy Features

Replacement Value

Compensation based on current replacement costs

Worldwide Coverage

Protection for items taken outside the home

Flexible Deductibles

Customizable deductible options

Quick Claims Processing

Fast and efficient claims handling

Professional Assessment

Expert evaluation of damages

Additional Living Expenses

Coverage for temporary accommodation if needed

Coverage Limits & Options

Standard Coverage
  • Total contents: €25,000 - €100,000
  • Single items: Up to €5,000
  • Jewelry and valuables: €2,500
  • Electronics: €3,000
  • Sports equipment: €1,500
Enhanced Options
  • Higher coverage limits
  • Valuables insurance
  • All-risk coverage
  • New for old replacement
  • Professional assessment

Replacement Value Coverage

New for Old
  • Full replacement cost
  • No depreciation deduction
  • Equivalent quality items
  • Market value compensation
  • Professional valuation
Valuation Process
  • Professional assessment
  • Market research
  • Expert evaluation
  • Fair compensation
  • Quick settlement

Worldwide Coverage

Coverage Areas
  • Items taken on vacation
  • Personal belongings at work
  • Sports equipment
  • Musical instruments
  • Professional tools
Coverage Duration
  • Up to 30 days abroad
  • Extended coverage available
  • Business travel protection
  • Student accommodation
  • Temporary relocation

Claims Process

Immediate Steps
  • Contact police if theft
  • Document the damage
  • Take photos
  • Keep damaged items
  • Notify us within 48 hours
Claims Support
  • Professional assessment
  • Expert evaluation
  • Fast processing
  • Replacement coordination
  • Ongoing support

What's Not Covered

Standard Exclusions
  • Wear and tear
  • Mechanical breakdown
  • Pets and animals
  • Motor vehicles
  • Business equipment
Additional Exclusions
  • Cash and documents
  • Plants and gardens
  • Building fixtures
  • Rental property contents
  • Illegal items

Ready to Protect Your Belongings?

Get comprehensive home contents protection with replacement value coverage.

Looking for more info ?

For any enquiries, please schedule a meeting with us using the button below