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Building Insurance

Building Insurance - Protect Your Property Structure

Safeguard your property structure against damage from fire, natural disasters, and other risks. Our comprehensive building insurance provides complete protection for your investment.

THE MOST IMPORTANT THINGS IN BRIEF
  • 🏗️ Building structure protection
  • 🔥 Fire and natural disaster coverage
  • 💰 Replacement cost compensation
  • 🔧 Professional repair coordination
  • 🏠 Temporary accommodation support

Building Insurance - Protect Your Property Structure

Safeguard your property structure against damage from fire, natural disasters, and other risks. Our comprehensive building insurance provides complete protection for your investment.

What Building Elements Are Covered?

Building Structure

Protection for the physical structure of your property

Fixtures and Fittings

Coverage for built-in fixtures and permanent fittings

Outdoor Structures

Protection for garages, sheds, and outdoor buildings

Landscaping

Coverage for gardens, driveways, and outdoor areas

Building Services

Protection for electrical, plumbing, and HVAC systems

Building Materials

Coverage for building materials and supplies

Risks Covered

Fire and Explosion

Protection against fire-related damages

Natural Disasters

Coverage for storm, hail, earthquake, and flood damage

Water Damage

Protection against water damage and flooding

Vandalism and Theft

Coverage for malicious damage and theft

Structural Damage

Protection against structural failures

Environmental Damage

Coverage for environmental hazards

Policy Features

Replacement Cost

Compensation based on current rebuilding costs

Professional Assessment

Expert evaluation of building damages

Quick Claims Processing

Fast and efficient claims handling

Repair Coordination

Professional coordination of repairs

Temporary Accommodation

Coverage for temporary housing if needed

Building Code Compliance

Coverage for code upgrade requirements

Replacement Cost Coverage

Full Replacement
  • Current rebuilding costs
  • No depreciation deduction
  • Professional assessment
  • Market value compensation
  • Building code compliance
Assessment Process
  • Professional evaluation
  • Construction cost analysis
  • Material cost assessment
  • Labor cost calculation
  • Permit and code costs

Natural Disaster Protection

Covered Events
  • Storm and hail damage
  • Flood and water damage
  • Earthquake protection
  • Lightning strikes
  • Wind damage
Protection Features
  • Comprehensive coverage
  • Emergency repairs
  • Temporary protection
  • Professional assessment
  • Quick response teams

Fire & Explosion Protection

Fire Coverage
  • Structural fire damage
  • Smoke damage
  • Explosion damage
  • Fire suppression costs
  • Emergency services
Additional Protection
  • Fire safety inspections
  • Prevention recommendations
  • Emergency planning
  • Fire alarm systems
  • Safety equipment

Coverage Limits & Options

Standard Coverage
  • Building structure: €200,000 - €2M
  • Outdoor structures: €50,000
  • Landscaping: €25,000
  • Building services: €75,000
  • Emergency repairs: €10,000
Enhanced Options
  • Higher coverage limits
  • Ordinance and law coverage
  • Business interruption
  • Loss of rental income
  • Additional living expenses

Claims Process

Emergency Response
  • 24/7 emergency hotline
  • Immediate damage assessment
  • Emergency repairs
  • Safety inspections
  • Professional coordination
Claims Support
  • Professional investigation
  • Expert evaluation
  • Repair coordination
  • Quality assurance
  • Ongoing support

What's Not Covered

Standard Exclusions
  • Wear and tear
  • Maintenance issues
  • Design defects
  • Construction defects
  • Normal settling
Additional Exclusions
  • Nuclear damage
  • War and civil unrest
  • Government action
  • Pollution damage
  • Intentional damage

Ready to Protect Your Property?

Get comprehensive building insurance with replacement cost coverage and expert support.

Looking for more info ?

For any enquiries, please schedule a meeting with us using the button below